Here's an explanation for how we make money Should you accept an early retirement offer? So, whether youre reading an article or a review, you can trust that youre getting credible and dependable information. Our editorial team does not receive direct compensation from our advertisers. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. From industry experts to data analysts and, of course, credit card users, were well-positioned to give you the best advice and up-to-date information about the credit card universe. In fact, how a business responds to customer complaints is one of the most significant components of the BBB Business Rating. *Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business. Our team is made up of diverse individuals with a wide range of expertise and complementary backgrounds. Setup Autopay and ensure your payments are made on time every month. Extended warranty and price protection on purchases. MY QUESTION TO THAT was why didn't they ask the person who called in to change my address to do the same thing??? Member FDIC, Compared to a secured credit card, an unsecured credit card doesn't require collateral or a deposit into a savings account for approval. No more harassing calls from them bothersome credit card companies. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles. This is not legal advice. We maintain a firewall between our advertisers and our editorial team. Violates the concept of fair use and acknowledgement of services, Any further responses to this will cost a charge of $5000. Genesis is the nation's largest "second-look" merchant financing provider. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Depending on your credit history and other criteria, you can get approved for a $300$700 unsecured credit limit on the Destiny Genesis FS credit card. Back in November of 2022 someone in ******* had stolen my info on the Destiny and Milestone cards. Genesis also offers Genesis credit, which extends second-look financing to consumers who don't qualify for prime lenders. They will not provide any paperwork or information on how the charges appeared or where the money went and I contacted Atty Gen, the BBB, The Consumer Complaints, Genesis just reports they are working on it but refused to close the line of credit or reverse the fraudulent charges. Abused? You might qualify for a $59 annual fee with either a 24.9% or 29.9% APR and a 29.9% cash advance APR or a $125 annual fee with a 29.9% cash advance and purchase APR. You can sue a debt collector. . There is also a cardholder agreement with a 35.9% APR with a $75 initial annual fee and $49 each year after, plus a monthly maintenance fee of $8.25 per month billed after the first year, which totals $99 per year. But it also depends on your credit score and financial history. Best Genesis FS credit card overall (and for those with bad credit), These Experts Are Racing to Protect AI From Hackers. They know exactly what is going on here and what the issues have been. Your email Whats your email address? to maintain accurate information. and serviced by Genesis FS Card Services, Inc. (NMLS #1549514) 14600 Greenbrier Parkway, Beaverton, OR 97006. If you're approved for a $500 Destiny Mastercard credit limit, the annual and yearly fees are either $59 or $125. On the Better Business Bureau there are currently 1,101 complaints closed in last 3 years, 456 complaints closed in last 12 months, and 147 reviews amounting to 1.12 stars overall. Many of the card offers that appear on this site are from companies from which we receive compensation. Reduce industry jargon so you get the clearest form of information possible, so you can make the right decision for you. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. I have sent them this info several times now. When your credit isnt in the best shape, many of the credit card options available to you may be secured cards, which require a security deposit at the time of application. Lemberg Law specializes in debt collection cases, and as a company we have advocated for tens of thousands of victims of debt collector harassment. So I ask them to change it back and then they want me to send them a copy of my drivers license to do so! The account information includes my maiden name and a phone number that hasnt been used in over a decade.During a call on 1/31/23, GFS first told me there was nothing else they could do since the case had been resolved in their system. In total you're paying $193 in fees just to have an account with them. International Association of Better Business Bureaus. The refused to give me a account #, they have been caused in the pass reporting to credit bur.causing my scores to drop. Describe your legal concern or comment Briefly describe your experience Briefly describe your experience. Our Indigo Platinum Mastercard and Milestone Gold Mastercard allow consumers to obtain a credit card for purchasing the everyday products and services they need, while demonstrating responsible use of credit. Eastern, or. Note that complaint text that is displayed might not represent all complaints filed with BBB. Your IP: Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. Offers auto rental collision damage waiver. genesis fs card charge on bank statement 1 836-9633. Take a look at the link above to find out whether this collections company falls within this category. Genesis Financial Solutions Reviews: 7,993 User Ratings - WalletHub They just say they are working on it, it is total fraud and someone billed this and took the money but Genesis will not confirm anything or help. Best Of Genesis Financial Solutions Card Services - Bankrate Pros & Cons of Milestone credit card. Given how slow the legal system is, they were lightening fast! *May also include monthly maintenance fees. One of these FRAUDULENT accounts was for an Ashley ********* purchase financed through Genesis FS (GFS) for $974.58, which I did not make or authorize. When you click through from our site to a retailer and buy a product or service, we may earn affiliate commissions. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence. Dont worry, we wont spam your inbox. I can have peace now. ZDNET independently tests and researches products to bring you our best recommendations and advice. Time is Running Out, Motorola's handy Bluetooth device adds satellite messaging, Linux 6.2: The first mainstream Linux kernel for Apple M1 chips arrives, Sony's new headphones adopt WH-1000XM5 technology at a great price, The perfectly pointless $197 gadget that some people will love. editorial integrity, There is no information currently available regarding the companys clientele and areas of expertise. Performance & security by Cloudflare. See the online credit card applications for details about the terms and conditions of an offer. 19 Chevy trax with 31K on it has been having an issue with the transmission Module throwing a code. we equip you to harness the power of disruptive innovation, at work and at home. Setup AutoPay for even more Convenience BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. Editorial integrity is central to every article we publish. 2023Genesis FS Card Services Inc., All Rights Reserved. Apply and Get a Quick Decision for the Milestone Card Check back here for Security Notices and other important information. The company has been operating for 20 years in the consumer financial services industry and is the largest non-prime servicing financier in the U.S. for merchants. Genesis FS Card Services is a debt collector located in Beaverton,OR. Like the other Genesis Mastercards, the Milestone. endstream endobj 320 0 obj <>/Metadata 16 0 R/Pages 317 0 R/StructTreeRoot 34 0 R/Type/Catalog>> endobj 321 0 obj <>/MediaBox[0 0 612 792]/Parent 317 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> endobj 322 0 obj <>stream I wish I would have never opened this credit card. Expert verified means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. Well use this information to to verify your credit profile. 1,670 total complaints in the last 3 years. + Payment address: Genesis FS Card Services | PO Box 23039 Columbus, GA | 31902-3039 What is the FAX number for the Indigo Mastercard? Genesis Financial Solutions, on the other hand, offers unsecured options, but all of them come with rather hefty annual fees. Likewise, the FCRA regulates the circumstances under and means by which collectors and creditors can report delinquent debts to credit reporting agencies. . Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. The $300 credit limit also comes with a cardholder agreement for a $75 annual fee and $99 each year after, with either a 9.9%, 19.9%, 24.9%, or 29.9% APR. After the first year, either $5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100).