Accidents happen To see how cookies are used, please review our privacy policy. Please refer to www.prudential.com.sg/ppc. For individuals who are new to Prudential: I understand that I will receive a notification through email or SMS on how I can provide feedback and request to access, correct and withdraw the use of my personal data. The individual health insurance market is regulated by the Affordable Care Act (ACA) and, if you are eligible, you could save money on your monthly premium if you buy your health coverage through HealthCare.gov. These companies are not affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States of America or Prudential plc, an international group incorporated in the United Kingdom. Neither Prudential Assurance Malaysia Berhad nor Prudential plc is affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States of America or with Prudential Assurance Company, a subsidiary of M&G plc, a company incorporated in the United Kingdom. customercare@prudentialguarantee.com. Please refer to CPFB website. Coverage for your policy is automatic and no further action is required from you. For planned overseas medical treatment under PRUShield, referrals must be obtained from any of the following healthcare providers: The list is subject to any change made on the covered healthcare providers for approved overseas hospitalisation by Medisave and we reserve the right to review and change such list as required from time to time. Prudential serves the right to vary premiums at any time by giving 30 days’ written notice to the policyowner before doing so. PGAI shall retain all information provided for a period necessary to fulfill the aforesaid purposes, unless a longer retention period is required or permitted by law. when you least Out of these cookies, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Changes to the way you’ll receive your letters, : From Aug-20, we'll begin sending letters such as payment and renewal notices, payout letters and more, digitally instead of via mail. Providing the right financial solutions, quality advice and excellent services. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents that can be obtained from your Prudential Financial Consultant. We reserve the right to change this Panel or Non-Panel list from time to time. And we help over 10,000 people find affordable, quality coverage every month. For more info, please click, If you are a public service officer or staff of selected companies, All Private Registered Medical Practitioners/Specialists, Private Hospitals and Private Treatment Centres listed on the, All Restructured Hospitals and Treatment Centres, Note: PRUPanel Connect value-added services are applicable for all under (1) and a selected number of Restructured Hospitals and Medical Practitioners/Specialists under (2), all of which are listed on the, PRUshield Electronic Letter Of Guarantee (eLOG), LIA Critical Illnesses (CI) Framework 2019. speak to your Prudential Financial Consultant today. Changes to the way you’ll receive your letters: From Aug-20, we'll begin sending letters such as payment and renewal notices, payout letters and more, digitally instead of via mail. And Prudential Guarantee and Should there be any question, please contact the Data Protection Officer of PGAI through 8 878-3000 loc. ^Only applicable to PRUExtra Premier CoPay, PRUExtra Preferred CoPay & PRUExtra Plus CoPay. He demonstrated respect and understanding during our conversations and did not make me feel pressured to purchase any policy from him. We’ve got you covered for medical expenses related to COVID-19 too. 3This benefit is only applicable to PRUShield Premier and PRUShield Plus purchased under standard terms. This was my first experience with submitting a claim online and the process was much simpler than I anticipated! Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. We'll assume you're ok with this. ## Top Selling Online Insurance Plans refer to ICICI Prudential Life Insurance plans which are bought by customers through the website with our Zero-Paper-Process. 台灣聯絡方式：胡玲玲，+886 2-2767-8866 #3100， carrie.hu@prudential.com. Hospitalisation Cover for Adverse Effects of COVID-19 Vaccination. increase by 50% depending on ward class when the life assured is above age 85. Individual health insurance is health insurance that will cover you alone or you and your family if you don't otherwise have coverage through your workplace or spouse. For example, guaranteed issue life insurance is issued with no health questions. MediShield Life premiums will see an increase in tandem with rising medical costs. Mon to Fri, 8:30 AM - 5:30 PM. The best policy should have quick and transparent claims experience. Guarantee to renew your plan every year throughout your life Quality medical network and cashless service Offer a medical network of highly experienced doctors and well-equipped network healthcare facilities and pay your eligible medical costs directly via our … offers Cyber Crime Protect, an insurance policy built And your company could be the next target. I understand that I can refer to Prudential's Privacy Notice, which is available at https://www.prudential.com.sg/Privacy-Notice for more information on contacting Prudential for feedback, access, correction and withdrawal on the use of my personal data. With Pulse by Prudential, get relevant health insights of your body today. Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. Deductible will Pru Life UK and Prudential plc are not affiliated with Prudential Financial, Inc. of the United States, Prudential Assurance Company (a subsidiary of M&G plc, a company incorporated in the United Kingdom), Philippine Prudential Life Insurance Company Inc., Prudentialife Plans, Inc. or Prudential Guarantee and Assurance, Inc. (all Philippine-registered companies). Covers A ward in public hospitals and below. As an Integrated Shield plan's premium comprises of MediShield Life and a private insurance portion, while there will be no changes to the premiums for the PRUShield (private insurance) component, there will be an increase in total premiums for PRUShield plan(s). With Prudential Guarantee and Assurance, Inc.’s I just made a solid Get the peace of mind you need before each trip. This advertisement has not been reviewed by the Monetary Authority of Singapore. expect it. 6Deductible is a fixed amount to be paid by a policyowner before the MediShield Life and PRUShield benefits are payable. https://www.cpf.gov.sg/Assets/members/Documents/MSH_MedicalInstitutions.pdf, https://www.prudential.com.sg/privacy-notice, https://www.prudential.com.sg/Privacy-Notice, Basic, no-frills private hospital option to further lower part of your, ”Best of the best" option to further lower your, Value-added services including cashless hospitalisation and concierge services, The highest premium solution for your protection needs, ”Value-for-money" option to further lower your, Non-participating specialists under Raffles Hospital, Non-participating specialists under Mount Alvernia Hospital. Your options to comprehensive private health insurance coverage without compromising medical care. I hereby expressly understand and agree that my given consent(s) herein do not supersede or replace any other consents and/or previous consents which I may have previously given to Prudential in respect of my personal data and is without prejudice to any legal rights available to Prudential to collect, use or disclose my personal data. Premium rates will be based on age next birthday (for first premium) on cover start date and each policy anniversary date (for renewable premium). In 2018, the Ministry of Health announced guidelines for policyholders to co-pay a minimum of 5% on medical claims made from their Integrated Shield Plan (IP) riders, to help address rising healthcare and health insurance costs in Singapore. long-term plan. 2. 2Premiums paid through Medisave are subject to Medisave withdrawal limits. I understand that my personal data may be made available to  PGAI’s agents, affiliates, brokers, service providers, third-party companies and government bodies whenever necessary. ... is generally not subject to health insurance requirements, and may not be available in all states. PRUShield is also available for foreigners, as a private health insurance plan. Prudential Guarantee and Assurance, Inc. The Company’s registered office is located at Birgunj, Parsa. of product recalls, as well as financial consequences resulting from the ICICI Pru Guaranteed Wealth Protector Plan is a unit linked insurance plan which offers the potential for high returns by investing a part of your money in equity, along with dual assurances of capital guarantee and life cover.. About Prudential Founded in 1875 and based in Newark, New Jersey, Prudential’s history is long and rich. Covers standard rooms in private and all public hospitals. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg). 7Co-insurance is a percentage of the claimable amount that a policyowner needs to co-pay after deductible. Log in to your account to access your details and more. These cookies do not store any personal information. It provides comprehensive Enjoy a cashless8 and hassle-free experience at a selected panel of private and restructured hospitals, with a dedicated concierge service. Pruco underwriting is excellent for a wide range of health conditions and tough to … Plus, add on a PRUExtra supplementary plan to further reduce your Deductibles6 and Co-insurance7, among other benefits. Assurance, a Prudential company is one of America’s leading individual insurance services— for individuals, families, self-employed workers, the newly unemployed, and Medicare recipients. If the life assured is a foreigner with Eligible Valid Pass, PRUshield is NOT available as Integrated Shield Plan. 1. Covers B1 ward in public hospitals and below. At Prudential, we’ve got your back by making cancer coverage more affordable, complete and easy so that you can DO it al... Cancer Insurance - PRUSafe BreastCancer An affordable cancer insurance plan that provides coverage against all stages of breast cancer for women aged 19 – 39. The funds are managed using the Guaranteed Wealth Protector Strategy. PRUShield is a yearly renewable plan. I understand that PGAI reserves the right to revise any decision made on the basis of the data provided should the same be found untrue or incorrect. For 24/7 Roadside Assistance, please call: (02) 8 459-4734. Premiums are not guaranteed and may be adjusted based on future claims experience. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Copyright 2020, Prudential Guarantee and Assurance, Inc. All rights reserved. 4Only applicable for PRUShield Premier and PRUShield Plus. Need help to understand which health insurance plan matches your needs? PRUShield has different base plan types to give you the flexibility to choose from private or public hospitals, ward classes, and doctors. This website uses cookies to improve your experience. 1If the life assured is a Singaporean or Permanent Resident (PR) of Singapore, PRUShield is available as an Integrated Shield Plan made up of MediShield Life provided by the Central Provident Fund Board (CPFB), and an additional private insurance provided by Prudential. The same may be shared, disclosed, or transferred to agents, affiliates, brokers, service providers of PGAI and government bodies authorized by law to receive such information. For Prudential Assurance Company Singapore and its related corporations, respective representatives, agents, third party service providers, contractors and/or appointed distribution/business partners (collectively referred to as “Prudential”)  to collect, use, disclose and/or process my/our personal data for the purpose of contacting me about products and services distributed, marketed and/or introduced by Prudential through marketing activities via all channels including but not limited to SMS, Social Media, In-app Push Notification, Phone Call etc and perusing my contact details which Prudential has in its records from time to time and in accordance to the Prudential’s Privacy Notice. As of 20 October 2020, this exclusion will be lifted. Terms and conditions apply. For more info, please click here. Covers standard rooms in private hospitalsand all public hospitals. ICICI Prudential Guaranteed Wealth Protector - Key Features It is a ULIP plan with Single Pay and Limited Pay option. I need to safeguard every facet Try our 1-min quiz to learn more. It is mandatory to procure user consent prior to running these cookies on your website. We also use third-party cookies that help us analyze and understand how you use this website. Please refer to the Ministry of Health's website at www.moh.gov.sg for details. on the company’s intent to help clients preserve their interests Claim processing time: Health insurance claims are the reason why you are buying a policy. Your deductible is the fixed amount you have the pay of the bill before any benefit is payable. For businesses, our Group Medical Plan covers medical costs related to the Coronavirus Disease 2019 (COVID-19), subject to the terms and conditions of your plan. The significant events include marriage, divorce, parenthood, adoption of a child through legal means, death of a spouse, marriage of the children and children entering primary or secondary school. The coverage fee for one year costs only P300. For instance, ICICI Prudential Life Insurance’s Claims Settlement Ratio^^ for FY2019-20 is 97.8%. Your co-insurance is the percentage of the bill that you have to pay after the deductible is paid. 24 hours a day, 7 days a week, worldwide. The information on this website is for reference only and is not a contract of insurance. For more information please refer to the announcement from the Life Insurance Association Singapore. With Prudential Guarantee and Assurance, Inc., This site uses cookies. THE PRUDENTIAL INSURANCE COMPANY OF AMERICA ... (UL Protector) is a permanent life insurance policy that can guarantee you will have life insurance coverage for your entire life. By transacting with Prudential Guarantee and Assurance, Inc. (PGAI), I hereby allow and authorize PGAI to collect, use and process my personal data provided in this form and its attachments in accordance with PGAI’s Privacy Notice and all applicable laws. This website uses cookies to improve your experience while you navigate through the website. Hospitalisation Cover for COVID Patients. It allows the life assured to buy a new plan up to the stipulated sum assured upon significant events in life without underwriting. 5Refers to Prudential’s portion of the Integrated Shield Plan (IP) premium. Enjoy lower premiums by staying healthy and not making any claims. See how Prudential stacks up in our breakdown of all the top companies who offer guaranteed universal life policies. LIA Critical Illnesses (CI) Framework 2019 : In accordance to LIA Critical Illness (CI) Framework 2019, Prudential Singapore’s policies purchased from 26 August 2020 will adhere to the updated list of critical illnesses definitions. Learn more about our product premiums. He was patient and took the time to understand the status of my current financial status in order to better advise me. PGAI shall collect, process, use, store, record and update my personal data necessary for securing an insurance contract and other related purposes. No one knows you like your Pulse. I submitted my claim request directly via my hospital and the process was efficient. Note: PRUPanel Connect value-added services are applicable for all under (1) and a selected number of Restructured Hospitals and Medical Practitioners/Specialists under (2), all of which are listed on the PRUPanel Connect website. Please refer to the PRUShield Product Summary for the definition of an Eligible Valid Pass. my residential address is based in any of the EU countries), I can refer to Prudential Privacy Notice (which is available at https://www.prudential.com.sg/privacy-notice) for more information on the rights available to me under the GDPR. All claims will be assessed and subjected to the policy terms and conditions. Enjoy 20% off on your first-year premiums, when you buy PRUShield Premier or PRUShield Premier with its PRUExtra supplementary plans between 1 Mar 2021 and 30 June 2021. In case of discrepancy between the English and Mandarin versions of the e-Brochures, the English version shall prevail. Find out more here. of our property - internal and external. Medical Institutions categorised as Day Surgery Centres under the List of MediShield Institutions Participating in MediShield Life Scheme. Source: Company BuyOnline data – April 1, 2020 - till date. Your out-of-pocket expenses will include your deductible and co-insurance. For more information, please refer to the FAQ attached. Keyman Accident Protector, you can ensure to minimize any a comprehensive insurance package safeguards businesses in the food I understand that if I am an European Union (“EU”) resident individual (i.e. In  accordance with the Data Privacy Act of 2012, data subjects shall have the right to access their personal data to correct, update or supplement any false, inaccurate or incomplete information. A MediSave-approved Integrated Shield plan, Of private and restructured hospitals, ward classes and doctors, to meet your budget and medical needs, Fast and reliable claims give you the peace of mind to focus on your recovery, Purchase a new plan for significant life events, Our health insurance plans offer guaranteed renewability, Emergency medical treatment outside Singapore and planned overseas treatment, List of Panel Provider & Non-Panel Providers, By submitting this form, I confirm that I have read, understood and given my. you never have to cry over spilt milk again. Under this strategy, a higher portion of the investment will be allocated to an equity oriented fund. Here are three activities that will give your calories a run for their money. Founded in 1875, Prudential is a financial services company that offers a range of products, including life insurance, health insurance, annuities, and investment options. Please refer to the policy document for more information. Such personal data shall be treated with utmost confidentiality and shall be accessed by authorized personnel only. With the rise in healthcare costs, seeking medical treatment can cause a financial strain especially if you don’t have enough health insurance coverage. Eligible customers will receive an SMS whenever there is an e-letter for you. For this amount, Acci-Shield+, part of Prudential Guarantee’s Personal Accident Plan, issues a one-time cash assistance of P20,000 […] You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs. I agree to be bound by the Data Privacy Act of 2012 and related laws, rules and regulations. Call (02) 8864 9777 / 09178022062 / 09992211729 or email pgatravel@prudentialguarantee.com to … Prudential Guarantee and Assurance, Inc.’s Contamination Protect, The deductible ranges from S$1,500 - S$3,500 depending on age and ward class. On 27 March 2020, MOH made an announcement that travellers travelling overseas against existing advisories will not be eligible for hospitalisation claims should they get hospitalised for COVID-19 after returning to Singapore. will do that for me. 8Terms & conditions apply. occurrence of both intentional and unintentional product contamination. TAISHIN MEDIA: 何浩文, +886 2-5576-2569, haley@taishinbank.com.tw. If you have questions on your plan, please refer to our FAQ or speak to your Financial Consultant or call our PRUCustomer Line at 1800 333 0 333 for assistance. As part of an industry wide effort to ensure our policyholders receive additional support, policies that provide Daily Hospital Cash Benefit, will now be extended to an insured member who is diagnosed with COVID-19 and was admitted to a Community Care Facility (CCF) or Community Recovery Facility (CRF) for up to 14 days* after being transferred from a hospital. Are you feeling run-down by a packed schedule, multiple commitments and an unhealthy lifestyle? *For Singaporeans and Permanent Residents, PRUShield is a MediSave-approved Integrated Shield Plan1 which complements your MediShield Life with the option to pay your premiums with MediSave2. first step to a You also have the option to opt-out of these cookies. All rights reserved. *The 14 days limit does not apply to PRUCare Daily Cash Benefit for those Hospitalised which pays out a cash benefit for up to 3 months of hospitalization. Effective 1 March 2021, the benefits for MediShield Life (MSHL) will be enhanced. Copyright © 2021 Prudential Assurance Company Singapore (Pte) Limited. I did not have to worry about having to fork out a large sum of cash to pay for my hospital bill. Pru Life UK and Prudential plc are not affiliated with Prudential Financial, Inc. of the United States, Prudential Assurance Company (a subsidiary of M&G plc, a company incorporated in the United Kingdom), Philippine Prudential Life Insurance Company Inc., Prudentialife Plans, Inc. or Prudential Guarantee and Assurance, Inc. (all Philippine-registered companies). Covers early stage major disease conditions Pay up to 25% of the sum assured once if life assured is diagnosed with early stage major disease conditions Guaranteed renewal and fixed premium rate Once we issue the policy, we guarantee to renew it every 5 years at fixed premium rate for those 5 years Necessary cookies are absolutely essential for the website to function properly. With the added PRUExtra plans, you will be able to further cover your Deductibles6 and Co-insurance7 of up to 95% of your medical bill and gain access to PRUPanel Connect 8. This category only includes cookies that ensures basic functionalities and security features of the website. and beverage industry against unforeseen and immeasurable consequences IMPORTANT NOTICE Prudential PRUHealth medical card is a health plan that'll give you an annual bonus of RM500 when you don't make any claims for the year - which is definitely a boon to your income savings! : (02) 8 810-4916 /8 878-3000. 賀熠樹, +886 2-5576-2558, justin1@taishinbank.com.tw. Covers standard rooms in privatehospitals and all public hospitals. ICICI Pru iProtect Smart: ** Our Life insurance policies COVID-19 claims, subject to applicable terms and conditions of policy contract and extant regulatory framework. All Singaporeans, Permanent Residents and Long-term Pass Holders, who travelled out of Singapore and are hospitalised for symptoms for COVID-19 within 14 days of their return, will receive cover on their PRUShield Plan, for COVID-19 treatment received on and after 20 Oct 2020 onwards. Further lowers your out-of-pocket expenses* at public hospitals. Find out what you need with this 1-minute guide Or check out a quick comparison of PRUShield base plans and PRUExtra supplementary plans. I hold PGAI, its agents and affiliates,  brokers, service providers and, where applicable, third-party companies free and harmless from any liability which may arise as a result of the authorization herein given. In line with these guidelines and to ensure that we can continue to sustainably provide affordable coverage to our customers, customers with selected plans will now need to co-pay for their hospitalisation and treatments with effect from 1 April 2021. For more information, speak to your Prudential Financial Consultant today. The Prudential Assurance Company and Prudential Distribution Limited are direct/indirect subsidiaries of M&G plc, a company incorporated in the United Kingdom. out a quick comparison of PRUShield base plans and PRUExtra supplementary plans. Prudential serves the right to vary premiums at any time by giving 30 days’ written notice to the policyowner before doing so.