Get a independent mechanic to do an inspection of the car. Press question mark to learn the rest of the keyboard shortcuts. This will state the information of the vehicle (VIN, seller’s information) as well as the conditions of the sale (how payment is made, if there is a lien and how the lien will be settled, etc). The amount of research and paperwork involved can be a bit difficult for first time buyers. I don't have a mentor or someone in my life that could help me in this process so I just want to make sure I am making informed decisions. I was able to get a great price on my car with way less time and effort. Thanks for all the responses. #canadastudentlife #candidbisla #studentlife This is my 26th vlog related to the day, I bought my first car in Canada. I know that I should ask for a CARPROOF or some sort of records of maintenance/accidents the car has been in. What I don't know: Anything about cars or the buying process. It's not unheard of for a dealer to be willing to pick you up from a subway station or something if they think you're serious about making a deal. https://www.cbp.gov/trade/basic-import-export/importing-car. Here are some things you can do (and ways we can help) to make your car-buying … Do your research, know exactly want you want and how you’re going to pay for it, and stick to your guns when you’re there. I would be hesitant if the seller won't let someone look at it. Share. So they've already done a first filter for for you. Having owned an electric car for a couple of years, I’ll help you come at this from three angles. Picking up the car at the dealership was very easy. I also know to ask about safety and e-test, and at least insure that's included in the price at a used dealership. Buying first car in Canada is a very important decision. Reddit. you've been so helpful I wish I could hug you. I don't know what to look for if I go to a private seller - so that really turns me off that option, although the prices are more attractive. Car Guide | Jan 23, 2021 Top 10 First Cars for New Drivers Choosing your very first car isn’t a decision you’re apt to take lightly. Some places like Honda even have small warranties. You can ask to have the car evaluated by a third party mechanic, but not everyone will allow that. thank you for your advice!! FYI, if you're going to buy a first car. Most leases come with a 10,000-mile annual allotment. Is it easier to buy from a dealer? I also know that I should receive some sort of used vehicle information package. I'm moving to California and so far I haven't been able to find anyone who actually knows what I need to do to register my car. Or you may be able to get it the next day if your insurance company is quick. when that day comes you will meet with the seller and give him the money order and they will give you all the required documents. My mechanic friend was angry and asked when I last had an oil change because they absolutely should have picked up on that issue long before it got to the point that it did. What kinds of costs aside from paying for the car can I expect for the registration process (licence plates, sticker? Useful Web Sites For Canadian Car Buyers I know the higher the km on the car, the more problems/maintenance the car is at risk for in the future. You will still have to deal with importation taxes, fees and other associated costs. With so many options to choose from, finding a vehicle that meets your needs, budget and personal preferences requires research, time and careful consideration. The dealership doesn't want to hang onto these and will sometimes give you a good deal. Is that correct? Planning on buying your first home? So you are saying only buy cars at a brand dealership (Toyota, Honda, etc)? I was goofing around on the internet and found out that with the exchange rate, $5000 Canadian Dollars are worth about $3800 USD. When do I call for insurance? Does registering the car at Service Canada cost money? I have to go to service canada to get licence plates, and buy a sticker. I'm sorry but I just want to clarify a few things: If I go private: I have to pay 13% tax ontop of what I paid for the car (this is done at service canada during registration?). Expats may assume that buying a car in Canada will need to be one of their first and most urgent purchases. Press J to jump to the feed. If I go dealership: I pay advertised fee plus tax to the dealership, and I won't have to pay an additional 13% at service canada. What I know: I have a budget of $4000 cash. Thank you SO much for your advice!! We serve as Reddit's central hub for vehicle-related discussion including industry news, reviews, projects, videos, DIY guides, advice, stories, and more. What exactly is a carfax and what benefit does it offer? Car Guide | Jan 23, 2021 Top 10 First Cars for New Drivers Choosing your very first car isn’t a decision you’re apt to take lightly. For the rest of us, it’s harder to decide. :-). I've been a car fanatic forever, but I've also been a personal finance blogger since 2009. This bonus discount is typically stacked on top of other discounts and can be applied to a purchase or … Thank you for BOTH your edits. I'm currently in the process of importing my car from Canada to the US (I'm moving to the US). Unfortunately, I'm shipping the car and they handle most of the paperwork so I'm not sure what forms you need to fill out. I was in a rush and took my car for an oil change at one of those drive in/out super fast places where they do your oil change from a pit below the car. This is just a starter car and my first car, so I just want it for daily commuting within the city (about 15km a day). Then you will take all that information and go to Service Ontario to register a vehicle and get the license plate and stickers and then you can go back to the car and legally drive it. How can I get a mechanic to do an inspection of the car? Sorry for jumping around. Watch AutoTrader enough and you'll see at what price cars linger vs. selling quick. I bought a truck from Canada and only saved like a grand after everything. Best of luck! Especially the hoist aspect. Don't trust anything a sales person says about a car. As for getting plates, if I remember correctly, I paid for the car, got the keys, took the ownership to Service Ontario (with the help of a friend with another vehicle), Service Ontario registered the car in my name and gave me new plates, I returned to the house I bought the car from, put the plates on the car and drove it away. Thank you for answering so many of these questions. Or will I still need to go to service cananda? I would worry about rust on the under carriage if the car is from Canada. Canadian New Car Buying Tips & Advice. Dealership will take care of license plates and sticker and registration? Does registering the car at Service Canada cost money? 8. Thanks in advance. Yes, they will do almost everything for you (you will need to get your own insurance), but as a young woman they might try to upsell you, and then you end up overpaying for a crappy car. Decide what type of car … Press question mark to learn the rest of the keyboard shortcuts, 2018 BMW M2, 1988 Corolla 4door, 2018 Cooper S-7, 2005 X-Runner. thank you so much for your answers!!!!!!!! Buying your first car By Stefania Di Verdi on May 3, 2012 If you're in the market for your first car, you'll need to make some important decisions about whether to buy new or used, lease or finance. I was goofing around on the internet and found out that with the exchange rate, $5000 Canadian Dollars are worth about $3800 USD. , etc). Ok, it was two more things: Since you don't have a car, don't be afraid to call the dealers and start the negotiation on the phone (e.g., "I like this car but I'm not interested at that price"). It is possible to purchase a car in Canada and bring it to the United States, then register it to drive legally. Do they cover most of this process? That's not even considering your local taxes and fees to import the car and put it on the road. I’m from AB so there might be differences in ON. My goal for everyone is to reach financial independence sooner, rather than later. While you’ll find lots of tips from real estate agents and banks, it’s also wise to listen to people who’ve been in your position. I know this is so long and probably all over the place. In Ontario you will pay tax on the purchase price or the book value of the car at 13%, so be sure to factor that into what you can afford. A few tips: avoid used car lots at all costs. You have to factor in that the car price is already adjusted to CAD, there is sales tax up to 15% in some provinces. If you have the VIN you can call the manufacturer (eg Honda) and ask questions about warranty claims. Like others have said, make sure you do the background checks on the car history. Buying your first car is an exciting experience. What's a used car lot? Here at CarBuyingTips.com we will review the most useful sites to get car prices, true dealer cost and vehicle history reports for Canadian cars. Buying a used car is a great way to get a vehicle for much cheaper than a new vehicle. Is it a stupid move to try to get something much cheaper there and bring it over? I know that it's riskier, but sometimes cheaper to buy from a privater dealer. If you luck out and the car was originally a US car it's literally the easiest process ever. My Experience of buying cars in Canada: So far I had Four cars: My First car was 2005 Toyota Echo, a small car that was very reliable and good … Your insurance premiums are going to be through the fucking roof. A year after becoming a first-time homeowner, Reddit user Tuttifrutty shared some tips for prospective buyers. Ford For most young people and their parents, buying a first car is a major step. Less than a week later I almost lost a wheel (not just the tire but the whole GD thing). For more in-depth information on the various payment options that exist, how they work, as well as the advantages and disadvantages of each, you can read our guide on how to lease or finance a car here . He then realized I didn't go to a place that hoisted up my car and made me promise from then on to always have my car hoisted for oil changes because they find stuff you may not even know about yet. You won't be able to drive the car without first going to Service Ontario and getting insurance. Edit: You may be able to get answers to more of the financial questions (cost of plates, cost of sticker, etc) by calling or visiting Service Ontario. They have much more invested in their reputation than a used car lot. Speaking of which, 3rd party warranties that some places sell are a scam and should be avoided. What are they trying to hide? 3 hours from Canada could be Washington State or Oregon. Most leases come with a … Buying used: For young adults or those with limited budgets, buying a used car is often a wise choice. Do I pay for the car outright, get a receipt, then drive it home. Lol sorry if this is ridiculous. There are a couple cars I'm interested in for $5000 CAD, such as RSX's or WRX's. , etc). Before you head to the dealer, explore the following list of dos and don’ts for buying a new car at a dealership. The country is certainly vast. (I also learned that weird sounds that go away at high speeds can be very freaking dangerous...), New comments cannot be posted and votes cannot be cast, More posts from the PersonalFinanceCanada community, Continue browsing in r/PersonalFinanceCanada, Press J to jump to the feed. It was VW btw. THEN do I call around for insurance? It's … Knowing the buying process and how to navigate it is your best path to a smooth buying experience. So I live about 3 hours from Canada, and I've wanted to get my own first car for about 4 years now. But this article would be of great help for those who are planning to buy the house in Canada. If the car is still plated and insured, the seller may be willing to take it to a garage (if you pay for the inspection). If you can easily afford $75,000 to $125,000 on a Tesla Model S or Model X, then I’ll make this easy for you: yes, you should obviously buy a magical space car. Some manufacturers will disclose that info - don't know if Honda does. There seems to be generally 2 steps to it: To import the car legally, the general steps seem to be: Get a letter of conformance from your manufacturer saying that it is (or isn't) compliant with US safety and emissions standards. I should have proof of insurance. There are a couple cars I'm interested in for $5000 CAD, such as RSX's or WRX's. I COULD realistically hop around dealerships by public transport but it would be one hell of a day lol, so thanks for letting me know that it's reasonable to do it over the phone...even if it's just to open the conversation. Buying a house can be a daunting task especially for those who are buying for the first time. Thanks again for your help! The Nissan Sentra has been touted as an option when looking for good first cars for girls as well as simply looking for the best cars for teens. And.... Now that I think about it, I think you need proof of insurance to get plates if I remember correctly..... As for what to look for in a private seller, I would honestly ask the seller if you can have a garage of your choice look the car over. Can you be more specific about where in Ontario? If it is not still plated or insured, that is a bit trickier. Here in BC BCAA has a mobile service that is decent unless you know a trustworthy shop or mechanic. Confirm the dealer and the salesperson are registered with OMVIC. the price is low for the km so I am skeptical that maybe it's an accident car or something, but I requested that the dealership (used lot) send me a carproof report so I'll go from there. Pay YOUR mechanic to inspect the car on a proper car hoist. Now that you know the best time to buy a new car in Canada, uncover the truth about new car incentives. If you need tips on buying a car in Canada, you've found the right site. I've been reading online to try and be less ignorant about this process but it would be great if someone could dumb it down for me. It has been a while since I purchased a car privately (2010) but one thing I highly recommend is absolutely do not drive a vehicle without insurance. EDIT: One more thing - if you can be patient, then pay attention to AutoTrader and you'll start to get a feel for the market. If it’s your first time purchasing a car, you might want to consider these tips before you buy. You want Service Ontario, not Service Canada. Make sure to test drive it in all different driving conditions high ways, etc.